Terms of Use
Last updated: May 2026
1. Acceptance of Terms
By accessing and using SumZA (sumza.co.za), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this website.
2. Purpose and Nature of the Website
SumZA provides free online calculators for informational and educational purposes only. Our calculators are designed for South African users and use South African financial data, tax brackets, and regulations.
3. No Financial Advice
The results provided by our calculators are estimates and should not be considered financial advice. Always consult a qualified financial professional, tax practitioner, or legal advisor before making important financial decisions.
4. Accuracy of Information
We strive to keep our calculators accurate and up-to-date using the latest available data from SARS, the South African Reserve Bank, and other official sources. However, we cannot guarantee that results are 100% accurate at all times. Tax laws, interest rates, and other financial parameters change frequently.
5. Use at Your Own Risk
You use SumZA at your own risk. We shall not be liable for any loss, damage, or expense arising from the use of or reliance on information provided by this website.
6. Intellectual Property
All content on SumZA, including text, graphics, logos, and calculator designs, is the property of SumZA and is protected by South African copyright law. You may not reproduce, distribute, or create derivative works without our written permission.
7. Privacy
Your use of SumZA is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information in compliance with POPIA (Protection of Personal Information Act).
8. Third-Party Links
SumZA may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of these external sites.
9. Modifications
We reserve the right to modify these Terms of Use at any time. Continued use of the website after changes constitutes acceptance of the new terms.
10. Governing Law
These Terms of Use are governed by the laws of the Republic of South Africa.
If you have questions about these terms, please contact us at hello@sumza.co.za.